Everything Life Insurance
In retirement, you might think it’s a little silly to be thinking about term life insurance for 70-79 year olds. But honestly, there are plenty of reasons why someone of this demographic would be looking to make a life insurance purchase. Life insurance can provide a solution to many different things, and a term policy […]
With some clients I’ve dealt with before, I’ve been asked, “Is life insurance part of an estate?” There could be many reasons for a person wanting to know this, but without knowing a little more about the person and their intent with the life insurance, it’s hard to say yes or no definitively. Each situation […]
Not everyone is a perfect model of health, and buying life insurance with existing medical conditions can prove to be quite the headache. In fact, some companies might even decline you. But if you have a pre-existing medical concern, and you’re looking to buy life insurance, we can help you! We can assist you in […]
An often overlooked piece of the underwriting puzzle for life insurance is your family history. Many clients we’ve worked with never even thought it was a concern, but it could knock you out of some discounts. When you buy life insurance and family history is something which will need to be taken into account, you […]
High cholesterol is something which affects many Americans, and it could have potential negative impacts on your ability to buy life insurance. Buying life insurance with high cholesterol can be much easier if you choose to work with an independent agent. This gives you the opportunity to work with a carrier who is more likely […]
Most people know life insurance for smokers is more expensive than those for non-smokers, but there are companies who are still willing to offer much lower rates than others. There are even companies who will issue coverage for alternative tobacco products. If you smoke, and you want life insurance, we can help. Finding the best […]
Finding life insurance with kidney disease can be more difficult if you don’t know where to go, or what resources to rely on. Your kidneys play a major role in your body’s ability to maintain it’s health on a day-to-day basis, so issues with your kidneys greatly increase your risk to a life insurance company. […]
If you want to buy term life insurance no medical exam is required for certain policies! You read it right, no medical exam! Whether you’re looking to have coverage much faster than normal, or you just prefer to skip the medical exam altogether, purchasing life insurance is easier now than ever before. No medical exam […]
If you’re looking for survivorship life insurance quotes, you’ll be pressed to find anywhere you can get them without talking to an agent first. They are a highly customized and come in many different forms for many different purposes. Survivorship life insurance is dependent on two people, and is used for specific reasons most of […]
If you are one of the thousands of Americans who would be classified as an impaired risk when applying for life insurance, you should know each company will evaluate you differently. There are a lot of impaired risk life insurance companies, but they don’t have the exact same underwriting practices. Some could view heart issues […]
