Everything Life Insurance
There are too many times where people fight over which is best, term life insurance or whole life insurance. It’s been long debated, so today we’ll talk about a question from the other point of view, “Is Term Life Insurance Worth It?” The quick answer: sometimes not. Like any other type of insurance product, there […]
Once in a while, we get asked what the maximum life insurance coverage amount someone can apply for might be. While we can give some answers, it really depends on a lot of different factors. Below, we’ll help you to understand what factors are considered so you can best analyze your own situation. If you […]
One of the easiest ways you can buy life insurance might be one you’ve been overlooking for quite some time. Group term life insurance through work is available to a vast majority of employees nationwide, yet numbers show a staggering amount of people still not utilizing it. Group term life insurance is usually one of […]
Do you have enough coverage? Do you have the right type of coverage? Are you paying the lowest possible premium? If you can’t answer these three simple questions with a resounding “Yes!” then you might want to conduct a quick life insurance review to make sure you’ve got exactly what you need, nothing more or […]
If you have an obligation which decreases over time, it might seem like a declining term life insurance product might be the perfect solution. The death benefit would decrease in line with the obligation, so you’re never over paying, right? Unfortunately, it’s not this straight forward. These types of products do exist, yet they are […]
Americans buy and sell, on average, seven different homes or properties throughout their life. They move through as many careers in their lifetime as well, especially the younger generation. Insurance products sometimes need to be changed as well, for a couple reasons. But, it’s not always advantageous for a consumer to make a change. A […]
In the past, trying to find cheap personal life insurance meant browsing through phone books, calling agents all around town, or hiring a broker who could help you out. While an independent broker was simplest, you still had to trust what he had for you was the best available. In 2014, it’s even simpler and […]
Term life insurance comes in quite a lot of forms, and 25 year term life insurance is no different. The most common types of term life are 20-year and 30-year, but as consumers needs persistently change, more and more carriers are adopting new policies. A 25 year term life insurance product can fit a few different […]
Have you ever heard the phrase “buy term and invest the difference?” If you are a Dave Ramsey or Suzy Orman enthusiast, you’re probably familiar with the idea, and there are plenty of people who have opened further discussion about it since the idea has was initialized. Well, let’s discuss it openly here by first […]
Term life insurance for 80 year olds is a tough policy to get approved, unless the health of the individual is great, and there is sufficient reason to have the insurance. A final expense life insurance policy, also called a final needs policy, isn’t too difficult, but it can be expensive. But finding a term […]