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Life Insurance Rates by Age

Written by The Life Insurance Blog

Life Insurance premiums are based on two major factors: your age and health. All other factors being equal, the younger you are, the cheaper your life insurance policy will be. Don’t worry, if you don’t consider yourself “young” it’s still possible to get cheap life insurance. Therefore, if you don’t already have life insurance, the most.. More

We get a lot of comments about someone not needing life insurance until they are married, and why it’s not a smart way to allocate your money until you’ve said “I do.” Unfortunately, it’s a myth. I’m not saying it’s for every unmarried couple, but there are plenty of situations where it makes perfect sense!.. More

Buying life insurance for young adults is a critical step in financial planning, and for many different reasons. Did you know you can buy life insurance if you’re pregnant or life insurance with lupus?  It’s super affordable, a person is more likely to be healthy at a younger age, and a young adults human capital is.. More

If you haven’t already read our first discussion on life insurance over 60 years old, you can find it here: Yes, You Can Still Get Term Life Insurance For Over 60 Years Old We had a lot of questions about our last topic covering term life insurance for over 60 years old in reference to.. More

One of the most memorable days of your life as a mother will probably be the day you became one. Having your first child, and the subsequent children as well, will probably be forever enshrined in your memory, and there’s a good chance you will always be able to recapture the moment in your mind’s.. More

Life insurance is one of the best safety nets that you can ever buy for your family. It’s one of the only ways that you can ensure that they have the money that they need, regardless of what happens to you. There are millions of senior applicants that assume that they no longer need life.. More

So you’re nearing or already 60 years old and you’re wondering what to do about life insurance? You’re not alone. In America, the ages between 60 and 70 tend to have a lot of big, life moments which make life insurance decisions more of a necessity: grandchildren, retirement, and more. To make a sound decision,.. More

Are you over 40 years old and considering a purchase or change in your life insurance? You’re not alone. There are millions of people in their 40’s that are looking to find a quality and affordable life insurance policy. If this is your first time, or it’s been twenty years since you’ve purchased a life insurance.. More

So you’ve reached the big 3-0 and you’re thinking about life insurance? Fear not, you’re still as young as can be in the eyes of the insurance company, and you can still qualify for excellent, affordable life insurance. If you’re buying life insurance for the first time, the process can be confusing and frustrating. There.. More

So if you’ve made it this far in your search for life insurance for someone over 60, by now you should be well equipped with the knowledge for your purchase. However, you may still be scratching your head about price. Life insurance rates can be confusing. Sometimes it seems like there is no rhyme or reason.. More

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